All Things Home

Local Lender? My Vote = YES!

Importance of Choosing the Right Lender
Posted by Georgia-Kay Sutterfield on August 19, 2021 in  uncategorized
Following up from my previous blog about pre-approvals, it is also just as important to be selective as to which lender you decide to trust- key word, TRUST. As your real estate confidant, I cannot stress to my buyers enough that online lenders are not typically the best option- for multiple reasons! Whether it is myself or another Realtor representing you, it is a great idea to ask your Realtor who they recommend for your loan. I personally recommend lenders in my area for these reasons:1. We have personal busines... read more
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Why Get Pre-Approved First

YES- First!
Posted by Georgia-Kay Sutterfield on March 29, 2021 in  uncategorized
I find that about 50% of buyers want to begin the home buying process by house shopping/touring before speaking to a lender (if a lender will be needed). This IS NOT the first step you need to take- especially in this market! There are multiple reasons a Realtor will ask for this upfront and not just for our benefit. To list a few:1. Having a pre-approval letter in hand shows the realtor and any potential sellers you make an offer to that you are serious. Many sellers will require this to see th... read more
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Fannie, Freddie, Foreclosure, Forebearance

Spring Update for 2021
Posted by Georgia-Kay Sutterfield on March 01, 2021 in  uncategorized
We are definitely all ready for life to return to normal. The thought of losing your home is among the top worries causing unwelcomed stress & anxiety. With so many questions about the real estate market and what is to come, here is an update I found to inform any of you with Freddie Mac & Fannie Mae backed loans currently in forbearance or concerned about evictions. Hope this bring a temporary sigh of relief. Happy Monday!Freddie Mac & Fannie Mae Extension... read more
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Attention Critter Lovers!

We're Collecting Donations for Humane Society of Camden Co.
Posted by Georgia-Kay Sutterfield on February 17, 2021 in  uncategorized
It's that time of year when spring cleaning is around the corner. Why not get a jump start? Coldwell Banker Access Realty (Kingsland) is collecting items listed for our local humane society. We are competing with other real estate offices to collect the most items and would love your help to win bragging rights! As a huge animal lover myself, this is one of my favorite charity events organized by our Camden/Charlton Board of Realtors Community Service Committee. If you have items on this list or would lik... read more
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How Real Estate Agents Are Paid

Less Than You Assume
Posted by Georgia-Kay Sutterfield on February 09, 2021 in  Real Estate
Ever wondered how much your Realtor really makes?? Most people see total commission fees and think realtors make that amount- WRONG. There are several splits that occur before we are paid. I found this article that explains very thoroughly how fund are divided between brokers & cooperating agents, not to mention franchise fees, agent fees, marketing expenses, etc. Check out this link to curb your curiosity. Understanding Real Estate Commission Splits... read more
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